PLUS $300 Bank Error....Oh What To Do!

What do you do when you check your online bank account and see the balance looks higher than you thought?  You take a closer look..... right?

So I did.  And then I noticed a $300 deposit for "Health/Dental Claim" from a company that doesn't insure us.  Hmmm......I wonder what that is?

So I telephone the call center of the bank I deal with.

Here's what I'm told.

The deposit was made by the insurance company into my account through automatic deposit.  Obviously an error since the name of the insured isn't me.   The call center can't do anything to correct the error or even note it.  I have to do everything in person at my branch.  Fill out forms confirming an "unauthorized deposit" and give permission to the bank to remove it.

Here's where it gets tricky.

The call center tells me there's a good chance the error will never be detected if it was an input error and not a paper error.  But what if the insurance company or the bank discovers it and requests it be removed from my account?  That's fine as long as I haven't already had the amount reversed and it's stuck in limbo somewhere in the bank's computer system.  If that happens, the $300 will be removed from my account twice.

So here's what I've decided to do.

I'm going to leave the money in my account for a month or two and see if the bank corrects it.  If the $300 is still in my account after two months, I will go to my branch and fill out the paperwork to have it reversed.

Either way, you can bet I won't spend it!

So tell me, what would you do if this happened to you?

Certain Dri Anti-Perspirant GIVEAWAY with Review (ENDED)

Winner is Renee G

Did you know more than 40 million adults and teens believe they have a problem with excessive perspiration?  Throw in the added discomfort of menopause and a hot summer and that number could easily double.

If you want to keep your cool this summer, you need to know about Certain Dri which boasts the strongest formula available without a prescription.  When I found out it provides 72 hours of protection with a single application, I knew it was the right choice to see me through trips to the beach, the cottage and the onslaught of company we have lined up for the Summer.

I've been using Certain Dri Solid since early June and I haven't given perspiration, sweat stains or body odor a second thought.  I love its powder fresh scent and that it goes on clear.  Nothing to cake up under my arms or leave stains on my Summer cottons.

And from now until September 3rd, Certain Dri is giving away one Certain Dri Anti-Perspirant (solid or roll on) every day!  You can enter and check out the rules on their facebook page Here.

SHOP FOR:

Here

And Now You Can Enter to Win

Certain Dri Solid

Right Here!!

Here's How:

Mandatory for your first entry
Like Certain Dri on facebook

For More Chances:

Follow Certain Dri on twitter (1 entry/comment)
Follow my blog on GFC (1 entry/comment)
Grab my Menopausal New Mom Button and display it on your blog
(1 entry/comment)
Grab my cute Thursday Cafe Button and display it on your blog
(1 entry/comment)
Subscribe to my Blog (must activate) via Email (1 entry/comment)
Enter any of my other Giveaways (1 entry/comment)

Blog about this Giveaway with a link back to this post (3 entries/comments)

Be sure to leave one comment for each entry.  Giveaway begins now and ends Monday, August 22nd at 9:00 pm EST.  Giveaway is open to residents of the USA ONLY.  Good Luck!

Disclosure:  I  received Certain Dri Solid Anti-Perspirant before writing this review.  I was not compensated for writing a positive or favorable review and this is my personal opinion of the product.  I am not responsible for providing the prize. The winner will have 3 days to respond once contacted, their item will then be provided by Certain Dri.

Sunday Showcase Link Up Your Giveaways

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Aloha Friday - Your First Album/CD?

Aloha Fridays are brought to you by Kailani in beautiful Hawaii at An Island Life where Friday is the day to take it easy while anticipating the coming weekend. Today I'm going to link up, take it easy and ask a question.

I remember my first "record player" when I was in my early teens.  I couldn't wait to go out and buy my first LP and when I did, I purchased "Electric Jewels" by April Wine.  My second record was "School's Out" by Alice Cooper.

How about you?  Do you remember the first LP/CD/Tape you purchased?

Beach Day!

My favorite childhood Summer memories are of the camping trips we would take to the beach.  We would all pile into the old Volkswagen van my dad had converted into a camper and head to an ocean campground more than three hours away.

The old van had all the conveniences we needed.  The back hatch would open up to reveal a makeshift kitchen on a slab of plywood atop the motor and inside the van was a bench and table that folded down into a bed.  When I think back, I don't know how we managed with five of us crammed into that van but we did.  We would make friends with the other kids and spend the days scouring the beach for seashells and rocks, poke at jellyfish with sticks and build sandcastles.

Now that I'm the mom, I want my daughter to enjoy the beach, the sand and the waves just like I did.  I'm so lucky to have a friend with a cottage on a gorgeous beach here.  Each Summer when she opens up her cottage, we all scramble for our turn to spend the day with her and her children. When Karen prepares lunch or dinner, she makes plenty never certain of how many hungry kids will be landing there with sun kissed-cheeks and smiling faces pulling up a chair at her huge kitchen island.

And that's where I will be spending my day today.  Karen and I will be watching our children play while we lounge around the beach, eat junk food and bitch about our husbands. Ahhhh....paradise!

What are your favorite Summer childhood memories?

$25 Gift Card Panties.com GIVEAWAY (ENDED)

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I'm Ready To Come Back!!!

First, I want to thank everyone for their emails and well wishes during my recovery. It meant a lot to me and I have to say, I missed the day to day fun we have out here.

Overall, my hand surgery went smoothly and to my surprise, I'm typing just as quickly and easily as before, maybe even a little better :)

So here's the best part of having hand surgery!!  We had to hire a cleaner to take over the heavier housework! 

I missed cooking but within a week, I was chopping and preparing meals just like before although I played up the "lame" hand to keep the cleaner.  Once hubby got used to to the idea of having a cleaning lady on a regular basis, he didn't take much convincing to keep her.  Yay!!!

I'm just so glad to be back!!!!  Hope everyone is having a wonderful Summer so far!