Friday, October 26, 2012

The Invisible Problem

The subject of this post is about an invisible problem that most of us face, but don't know it.  And it revolves around one of the most important subjects of our lives: Money.  Yes, the subject that seems to be ever-present, ever growing, and able to arouse nearly any emotional state.  

For better or worse, money plays a major role in our lives.  And when we think about money as it relates to our future, it's a subject most of us probably don't think about enough.  Will I have enough for retirement?  Is my 401k/IRA/Savings being managed properly?  Am I at risk of losing money?  So many questions.

Well, here's an interesting tidbit to consider.  When our money is being managed properly it often grows at twice the rate as when it's not.  Think about that.  TWICE.  Over the course of a career, that can mean the difference of hundreds of thousands of dollars (sometimes more), just because someone is making a few good (or bad) decisions about their money.  And here's the punchline:  Most people believe their money is being managed properly, when in reality, it's not.  

And why is that the case?  It's the case because most good financial advice comes from Registered Investment Advisors (RIAs), and ironically, RIAs charge a lot of money for their advice - which means most of the good advice goes to the wealthy (the people who already have a lot of money!).  And because most of us are not wealthy, it means we probably aren't receiving high quality advice, which not only seems unfair, but creates a big problem for us.  An invisible problem.  And unfortunately, an invisible problem with potentially serious consequences for our retirement, and for our quality of life.  

Well, there's a new group of entrepreneurs who are solving this problem.  Their mission is to democratize financial advice for everyone so that the average person can receive the same high quality advice as a wealthy person.  They've founded a company called Financial Guard, and they've spent the past 3 years building a system that provides people with high quality, personalized financial advice.  And most importantly, their mission is to make this advice affordable.  Instead of paying thousands of dollars for high quality advice, they're offering it for $10 per month.  A new way of doing things indeed.  If you're curious to see how it works you can actually receive free advice for the first 14 days by visiting their website: www.FinancialGuard.com.  So feel free check it out.  It's about time someone started looking out for the rest of us!


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Disclosure:  I  was financially compensated for allowing FinancialGuard.com to post on Menopausal New Mom and information presented is entirely their own.

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